Samsung India is expanding its “Samsung Finance+” program to make it easier to buy new home appliances – ACs, fridges, microwaves, washing machines, etc.
Finance+ is also available to first-time borrowers, including those with no credit history. To get started, you need to visit your nearest partner store and present your Aadhaar and PAN card for identification. Samsung says the process is quick and paperless – it’ll take you about five minutes.
Once this is done, you will be able to purchase the device with various affordable equated monthly installment (EMI) plans. The lowest plan is ₹33 per day.
To motivate you to sign up for Samsung’s “Easy EMI for All” options, there is a limited time introductory offer – ₹1,000 cashback on purchases made using the Finance+ plan.

Finance+ plans apply to all Samsung devices, but the company is pushing its Bespoke AI lineup — a series of SmartThings devices that are controlled by voice through an AI home screen interface or using the Bixby assistant.
“At Samsung, we are committed to expanding the reach of our products through meaningful digital innovation. Samsung Finance+ enables customers to own the latest technology without the financial burden. With our new offerings, we are making it easier than ever for Indian families to embrace innovation and upgrade their homes.” said Gufran Alam, Vice President, Digital Devices, Samsung India.
You can find more details on Samsung Finance+ here.
P.S. A few days ago, Samsung launched “Galaxy Forever”, which lets you pick up a Galaxy S26+ or S26 Ultra by paying half the price of the phone as no-cost EMI for 12 months. At the end of the year you’ll have a choice – return the phone and get a 50% buyback or keep it and pay the remaining 50% over the next 12 months. This is a unique upgrade program that lets you get the latest model every year without having to worry about selling your old phone.
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