LIC Q1 Results: Stomach increases 5% yo Rs 10,987 crore, NPI also increases 5%

On Thursday, Life Insurance Corp (LIC) recorded a 5% year (Yoy) growth in its single net profit in the first quarter. Net premium income during the same period increased by 5% yoy to Rs. 1.19 lakh crore.

Net premium income growth was made by both individual and group business premiums.

In terms of market domination, LIC maintained its leadership with 63.51% shares in first -year premium income (FYPI), according to ERDAI data. In the segment, it has ordered 38.76% of the personal business and a sharp 76.54% shares in the group business.

Individual premium income increased by 6% to Rs. 71,474 crore, while group premium income increased 2.46% to Rs. 47,726 crore. However, the number of policies sold in the individual segment has dropped 14.75% in Q1FY26 to 30.39 lakh.

Based on the annual premium equivalent (APE), the total premium was Rs 12,652 crore, of which the personal business is 56% (Rs 7,061 crore) and the rest of the group’s business. In the individual segment, non-per products will get 33% yoy Rs. 2,142 crore, of which their share was 30.34% compared to 23.94% in Q1FY25.

The value of the New Business (VNB) is Rs 21% yoy Rs. 1,944 crore, and VNB. The margin expands 150 basis points up to 15.4%, reflecting the combination of improved profitability and product.

Under Management (AUM), LIC’s assets increased by 6% U to Rs. 57.05 lakh crore, while the cost ratio is 10% by 140 basis points. The yield on investments was .4..45%, which was compared to.5..54% a year ago.

Permanent matrix was mixed: the consecutive ratio of the 13th month on a premium basis has dropped to 75.63% (from 78.23%) and a slight improvement of the 61st month 63.85% (from 61.62%).

LIC MD and CEO R Doriswamy said that non-par products, VNB. Growth in margins and banks, reflects the strong execution of the company’s strategic priorities. June 1 was appointed by June 1, 1.99 lakh women bima sakhi, who sold 3.26 lakh policies together in Q1.

On Thursday, shares of LIC on the NSE, 0.7%. Closed at 886.