iPhone 17 available at lowest price in India, but conditions apply
iPhone 17 is now available at its lowest effective price in India through Vijay Sales, but only for buyers who meet select eligibility conditions. Here’s everything you need to know.

The iPhone 17 is currently available at its lowest effective price in India, but only for buyers who meet specific bank-related conditions. At a time when iPhone discounts are usually scattered across multiple platforms, Vijay Sales is the only major retailer offering meaningful bank offers on Apple’s latest standard iPhone models. While the phone is still listed at its original price, the additional card-based discount changes the final deal substantially for eligible buyers. Here’s everything you need to know.
Lowest price of iPhone 17, but conditions apply
Vijay Sales is selling the iPhone 17 in India at its official price of Rs 82,900. However, it is currently the only platform among Amazon, Flipkart and Croma to offer big bank discounts on this model. Buyers using HSBC Bank credit cards on EMIs can avail Rs 4,500 instant discount, while HDFC Bank credit card users can avail Rs 4,000 instant discount. With any of these cards, the effective price of the iPhone 17 comes down to Rs 79,000, making it the lowest price available right now, provided you meet the bank eligibility criteria.
This price makes the iPhone 17 particularly attractive as the phone has been widely seen as one of Apple’s most balanced offerings in recent years. Many tech reviewers, including India Today Tech, have awarded the iPhone 17 a value-for-money tag, mainly because of how much Apple has upgraded the standard model this time. The company has reduced the gap between the regular and Pro variants more than ever, which Indian buyers are not used to seeing.
The biggest reason behind this change is the feature set. Apple has given the iPhone 17 the same display quality as the Pro models, which significantly improves everyday viewing and media consumption. Base storage has been doubled, resolving a long-standing complaint from users who felt entry-level iPhones were too restrictive. Apple has also worked on the camera setup, improved charging speeds and boosted graphics performance. As a result, the iPhone 17 offers an experience that feels very close to the Pro model introduced a year ago.
For buyers in India, where price often plays the deciding role, this makes purchasing the iPhone 17 this year more sensible. Unless one particularly needs features like a telephoto camera, faster processor, or higher USB speeds that are exclusive to the iPhone 17 Pro, the regular iPhone 17 should be more than enough for most users. Those looking for better performance and camera breakdown can check out the detailed review available on the India Today Tech website.
Why should you wait for more iPhone 17 deals?
That said, buyers who aren’t in a rush may want to wait. Historically, iPhone prices drop further as the years go on. With Independence Day sales expected in August, the iPhone 17 price could get a price cut of up to Rs 10,000. (Many times have we seen prices drop right after March.) This trend is repeated almost every year as Apple prepares to launch its next generation of iPhones in September. Waiting a few more months may yield better deals, especially for buyers who don’t want to rely on specific bank cards.
For low-budget users, Vijay Sales is also offering notable discounts on older iPhone models. The iPhone 15 is currently listed at Rs 54,490, down from its retail price of Rs 59,900. Additionally, HDFC Bank credit card users can avail an additional Rs 3,500 off, while ICICI and Axis Bank card holders can avail an additional Rs 2,000 off, making the phone even more affordable.
The iPhone 16 Plus is another option worth considering. It is currently selling for Rs 71,890, while its current retail price is Rs 79,900. Buyers can further reduce the price with bank offers, which include an additional Rs 3,000 off on ICICI and Axis Bank credit cards and Rs 3,500 off for HDFC credit card users.
Overall, the iPhone 17 deal on Vijay Sales is good for buyers who meet the bank’s conditions. However, those willing to wait or search for older models may find even better values in the coming months, especially as festive sales approach.