Meanwhile, for the full fiscal year 2025, the profitability of the tax increased by 15.5% annually to Rs. 47,227 crore. In addition, ICICI Bank announced a dividend of Rs 11 per share.
The bank’s net interest margin (NIM) in Q4FY25 and 4.40% in Q4FY24 in Q4FY25 and 4.40% in Q4FY24 compared to 41.41% and 40.40%. For the full year fiscal year 25, NIM was 4.32%.
As of March 31, 2025, the total duration of the bank increased by 14% to 16.10 lakh crore, while the average deposits in Q4fy25 increased 11.4% to 14.86 lakh crore. The average CASA (current and savings account) ratio during the quarter was 38.4%.
On the side of the credit, the domestic loan portfolio extended by 13.9% Yoy to about 13.11 lakh crore.
Retail loan portfolio has increased by 8.9% annually and 2% sequently, and on March 31, 2025, the total loan portfolio includes 52.4%.
718 crore in Q4FY24 and Rs. Compared to 1,227 crore, provisions in Q4FY25 (excluding tax provision) and Rs. 891 crore in Q3FY25. 1,227 crore.
As of March 31, 2025, by March 31, 2025, the bank of the bank has increased to 0.39% of the Non-Performing Asset (NPA). As compared to December 31, 2024, on 31 March, 2025, compared to December 31, 2024, the total NPA ratio was 1.67% on March 31, 2025.
ICICI Bank recorded the total capital adequacy ratio of 16.55% and the provisioning coverage ratio on non-performing loans 76.2%.
On Thursday, shares of ICICI Bank increased by 7.7% on BSE to Rs. Closed at 1,406.65.
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