Interest income of lenders Rs. 76,610 crore, which was Rs. 77,460 crore showing a decline of 1.1 percent.
The Board of Directors has, subject to the approval of the shareholders, for the year ended March 31, 2026, Rs. 1 per equity share of face value Rs. Recommended final dividend of 13.00. With this the total dividend for FY26 is Rs. 15.50 per equity share. The record date for determining shareholders eligible for the dividend is set for Friday, June 19, 2026.
The company’s net interest income (NII) was Rs. 33,082 crore, which in Q4 of FY25 was Rs. 32,006 crore up 3.2% as compared to Rs. Operating Profit Rs. 26,537 crore, up 4.8% year-on-year to Rs. 27,802 crores.
Provisions for the quarter in the year-ago period stood at Rs. 3,193 crores down to Rs. 2,609 crores, showing a decline of 18 per cent.
On the asset quality front, the gross NPA (GNPA) ratio increased from 1.15% in Q4 of FY26 to 1.24% in Q3 of FY26. Similarly, the Net NPA (NNPA) ratio declined to 0.38% from 0.42% in the previous quarter.
The company’s GNPA in the fourth quarter fell to Rs. 34,061.2 crore as compared to Rs. 35,179 crores.
Return on assets for FY26 was 1.94% higher by 1.91% recorded during last fiscal.
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