India improved one place to rank fourth in terms of profit contribution in 2025 as China’s profit fell 24% to $376 million in 2024 from $493 million.
Total operating expenses in India fell 5% to $912 million from $957 million a year ago. The decline was even sharper in total provisions, including credit provisions from India, which fell by 59% to $45 million in 2025 from $109 million in 2024. Total loans and advances to consumers in India declined to $12.28 billion in 2025 from $12.98 billion in 2024.
Globally the bank ended June 2025 with a profit of $238 million from the sale of Solve India, a B2B marketplace launched by the bank’s venture capital arm SC Ventures. The banking group’s total full-year pre-tax profit rose 16% to $7.90 billion in 2025 and its core bank’s total assets rose to $6.824 billion in 2025. Business Bank also announced a $1.5 billion share buyback and a full-year dividend that was up 65% from a year earlier.
In its annual report, the bank said it will continue to focus on advancing its strategy in growing the wealth management business globally. Standard Chartered said, “We will leverage our position as a leading international wealth manager by capturing wealth flows on key global corridors in Asia, Africa and the Middle East, particularly for global Chinese and global Indian clients. We will leverage our unique advantages: our client continuity, global network and deep expertise in wealth solutions.”
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