Digital arrest cases have become a significant cyber threat in India. Every other day, we hear reports of individuals losing money to fraud after being contacted by fraudsters. The latest victim of such fraud has been reported from Mumbai, where a 68-year-old senior citizen was allegedly swindled of Rs 1.94 crore from his fixed deposits.

According to a report in Deccan Herald, the incident started on November 30 when the victim received a WhatsApp video call from an unknown number. The caller introduced himself as an officer of Mumbai Crime Branch. The background of his video call also looked like a police station. The fraudster allegedly accused the victim of being involved in a high-profile money laundering case involving Indian businessman Naresh Goyal.

Judging by the caller’s tone and seeing him in uniform against a realistic background, the victim believed it was a legitimate call from real police officers – moreover, due to fear of false accusations, the victim fell into the trap.

Meanwhile, to further escalate the situation, the scammers claimed that their investigation revealed 247 seized ATM cards, one of which allegedly belonged to the victim. They further accused him of receiving commission from Naresh Goyal, thereby directly linking him to the alleged crime. Taking advantage of the fear and confusion, they demanded that the victim report to the crime branch for questioning. However, after some time the scammers offered the victim an option that included “digital arrest”, which required them to stay at home during their so-called investigation.

Under the guise of this fake enquiry, the scammers forced the victim to provide their bank details. Over seven days, they pressured him to transfer Rs 1.94 crore in several installments. Additionally, they instructed her to remain silent and not to discuss the matter with anyone, isolating her and preventing her from seeking advice or assistance.

However, the scam came to light when the victim told her daughter, who realized she had been defrauded. She immediately took him to the police to lodge a complaint. The case was initially registered at a police station in southeast Bengaluru.

It is noteworthy that this is not an isolated case. Recently, we reported on how scammers are taking advantage of “digital arrest” tactics to defraud people. You can read the details here: Digital arrest scam on the rise in India: How to protect yourself and everything you need to know.

how to stay safe

Vigilance is important to avoid such scams. If you get such a call, never fall into the trap. Remember, police officers never initiate online cases or ask for money.

Most importantly, the term “digital arrest” is coined by scammers and does not exist in Indian law. If someone threatens you with this, it is undoubtedly a scam.

Additionally, never share bank details, OTP or other sensitive information over phone calls or messages, regardless of the caller’s claims. If you suspect a scam, immediately report it to the authorities and your bank. Quick action can help prevent further damage.