Samsung Wallet – Samsung’s digital wallet app will get two big features for its Galaxy devices, which are ready to come to the end of this year. The first is a colleague for payment, known as tap to transfer. While the second purchase is now a latter service that is paid immediate installments. Of course, the company aims to make the Samsung wallet more versatile and popular here, so that more people – especially those who use Galaxy smartphones – use it for their online and offline transactions.

Tap to the first convenience-transfer-allows users to send money by tapping only two NFC-enabled devices simultaneously. Think as Apple’s tap to pay it. However, Samsung does a better here than Apple, as you get third-party digital wallet support on Samsung wallet. In this way, Samsung’s service becomes more inclusive and useful for a wide range of users. Instead of tying the transaction directly into the Samsung wallet, tap to work with a debit card or credit card attached to your account. The payment will be processed through visa and mastercard, which means that you do not need to be particularly bound within the Samsung ecosystem to use it.

Second feature – Instant installments – takes a different approach to the growing trend of purchase. Now pay later plans. Note that, unlike other platforms, Samsung is not giving direct credit. Instead, it is simplifying the process for users to turn on its shopping in installments in checkouts. Samsung has earlier described it as an experience of offline payment scheme, which means it will work in both physical stores and online. Payments will rely on visas and mastercard credit cards, so this feature is not limited to Samsung Wallet users.

While immediate installments will not be able to convert Samsung into a lender, it will help users to monitor their installment payments through the wallet app. This can be especially more useful for the management of finance, as you will be able to see all your payments at one place. The exact details are still unknown, and it is not clear how the system will actually work. It is possible that the Samsung credit is focusing more on giving better equipment for payment management to users than to compete with the heads installed in the credit market.

Samsung has confirmed that these features are not tied to the launch of the Galaxy S25, but will later roll around around March or in the second quarter of the year. They will also be available on old galaxy devices, making them accessible to a wide user base.