HDFC Bank Q4 results: net profit 6.7% yoy; NII increases by 10%

On Saturday, India’s largest private landing bank, HDFC Bank, has given results in its fourth quarter for FY 25, with its profit after tax. 17,616 crore, while its net interest income (NII) has increased by 10.3%.

There was a stood lap on the polls, while the same report was made by NII.

The bank’s net interest margin for the quarter (NIM) was 3.54% on total assets and 73.7373% on the basis of interest-based assets. On income tax refund, Rs. The main NIM on the total wealth was 46.4646% and 65.6565% on interest-income assets, excluding interest.

The bank has also announced a dividend of Rs 22 per share for its shareholders.

In addition, HDFC Bank’s net income for Q4FY25, Rs. Compared to Rs 47,240 crore, Rs. 44,090 crore. Other income (non-interest income) came to Rs 12,030 crore, with a fee and commission income of Rs. 8,530 crore contributes against 9990 crore.

In Q4FY25 in the same quarter last year, the provisions and contingency in Q4FY25 declined 3,190 crore, including floating provisions of Rs 10,900 crore.

The average deposits for the quarter have been increased by 15.8% Yoy from Rs 21.83 lakh crore to Rs 25.28 lakh crore. The average CASA deposits are Rs. 8.29 lakh crore, which was 5.7% in the previous quarter.

By March 31, 2025, the total advances for HDFC Bank showed an increase of 5.4%. Foreign progress includes 1.7% of the total progress. Meanwhile, the bank’s capital adequacy ratio (CAR) was 19.6% by March 31, 2025, which is higher than 18.8% a year ago.

On the asset quality front, the bank’s total non-performing assets (GNPA) were 1.33% in total progress on March 31, 2025, compared to 1.24% a year ago and 1.42% in the December 2024 quarter. Net NPA has recorded 0.43% of net advances.

In the previous trading session, the share of HDFC Bank on BSE was 1.5% higher in 1906.55.